We've been getting a lot of shocked letters from Capital One customers asking how the company can get away with raising their interest rates on their cards when they "haven't even been late with a payment." There is, in fact, no such thing as a fixed rate card and credit card companies don't need a ...

The Fed will launch the Asset Backed Securities Loan Facility (TALF) to inspire US consumers to go into more debt, with the hopes of sparking life into the economy. MarketWatch reports: A new lending program from the Federal Reserve and the U.S. Treasury could generate up to $1 trillion in loans for...

If Obama is appointing Governor Kathleen Sebelius for Secretary of Health and Human Services , why not her political patron Tiller the Killer for Surgeon General? Governor Sebelius is one of those “personally against� pro-choicers. Sebelius wrote when vetoing a pro-life measure in 2006: "My Cath...

It’s important for real estate agents to track the percentage of listings where the homeowner is in financial distress as well as REOs (real estate owned), compared to the overall number of listings in a given market area. When short sales, pre-foreclosures, and bank-owned property make up a l...

Who owns the data you create on Facebook? Who owns your profile information, your photos, your notes? I’ve asked this of many people, and the response is always the same: “I do!” It’s hard to even refer to such content without recognizing the perceived ownership of it. “...

It's been a busy time here with my family and their team. They arrived last Monday night. On Tuesday morning we had orientation. In the afternoon on Tuesday half of the group went up to San Jose to minister at the homeless shelter. While there we cleaned the building, prepared clothing, towels for t...

  Senator Dick Durbin , the senior senator from Illinois and the No.2 democrat in the US Senate asked Roland Burris, the junior senator from Illinois  to consider resigning based on all the information that’s emerged in the last few weekes. And guess what Burris did? He politely declined!!...

I am always thrilled at the ingenuity of Blogs and I frequent twitter in order to detect that ingenuity. Since everyone is abandoning Blogs for the sake of the Next Great Thing: TWITTER. I am delighted to find a Blog that I cite below named KRAPPS. It's a play on words that I don't yet understand. I...

The public has been told all their lives to invest. Sock that money away - put it into the market. For the long term. Save dividends, which are now being whacked hard, long-term equity investors have little to show for their efforts over the last twelve years. Throw volatility into the mix, and you ...

Via TechCrunch we have another way to look at TOS from the various Social Media providers. I snatched the facebook first because that was the one this past week that caused all the chaos across the interwebs but below it is twitter's which has some interesting words highlighted....