I'm starting to believe that everyone in power over the last few decades were all completely incompetent: FDIC collected little in premiums. Do these people have any idea how fucking insurance is suppose to work? You collect premiums to pay out later when you need it, and like most insurance compani...

With so many of us facing the prospect of hunting down a new job, I thought it would make sense this week to focus on how to get the most out of your job search. First topic to tackle: the sticky question of when, if ever, to tell a prospective employer what you want to earn. Laurie Ruettimann at Pu...

Someone wrote to us this week that a person in his family is terminally ill, and that he was told "that the cost of the casket, funeral, viewing, and burial would possibly exceed 12,000 dollars." He thinks that's an "exorbitant amount of money," and so do we. There is no reason to pay that much mone...

An emergency fund may seem like a luxury in the midst of a recession, but if you don't have one, now's the time to start it. Photo by Tracy O . Personal finance weblog The Simple Dollar details how to build a big, healthy emergency fund a little at a time—so even if you're not in a great place...

The new consumers of central and eastern Europe will be hard hit by the economic downturn this year as tensions between east and west increase....

Did you read my February balance sheet? This article contains my personal income statement, which goes hand-in-hand with the balance sheet. These two reports provide a relatively complete accounting of my financial standing and progress. February was short, but good for a number of reasons. Setting ...

Sure you're cutting back to save money, but the Wall Street Journal rounds up six places it pays to shell out a little cash. Photo by beansoup_67 . In a nutshell, the WSJ suggests it's worth your money to: Pay for expert advice. Pay to bring down debt. Pay yourself. Pay for little indulgences. Pay f...

With the stock market gyrating wilder than a dashboard hula doll, you probably want an investment that won't depress you when you open the paper. Certificates of Deposit or "CDs," an insured savings account with a guaranteed interest rate may sound like the antidote, but even they are not without ri...

R wanted to get started paying off her Capital One credit card but after missing one month's payment she started a fee pigpile. She got overlimit fees, and then so many extra fees started piling on that she wasn't ever able to pay them off enough to bring her balance back under her credit limit. R w...

This post is result of my curiosity about what is happening as a result of the economic meltdown. Yes, we hear a lot about it on the news, but that’s all about big banks, auto companies, and bail out package. But what I was curious about was the stories the don’t make it onto CNN; what e...