Just like I figured, the reason Experian won't sell you your FICO score anymore is because of a contract dispute with the Fair Issac corporation, and I'm guessing it has to do with the rollout of FICO '08 USA Today reports: Steven Wagner, president of consumer information services at Experian, says ...

by Jeff Sovern The National Consumer Law Center released a report authored by Chi Chi Wu last week, Automated Injustice: How a Mechanized Dispute System Frustrates Consumers Seeking to Fix Errors in Their Credit Reports, that charges that Equifax, Experian, and TransUnion handle credit reporting dis...

In the current economic downturn, the last thing you want to see is your credit score go to hell. Today, a new system for determining your credit score has rolled out, and here are the highlights. Photo by TheTruthAbout... . The new FICO system—called FICO 08 (apparently it was meant to debut ...

Reposted my posts from last year (and the year before) for all the new people and for everyone who forgot the links. It's that time of year again Time to check your credit reports! Get your free annual credit reports from all three reporting agencies now! This'll probably be the last year I'll have ...

Do you want to be one of over eight million identity theft victims? No, but most of the services sold by "identity theft protection" companies you can get for free. Here's how. Identity theft protection companies love touting advertising statistics like "8.4 million adults were victims of identity t...

The Situation National Credit Report came to RD2 looking for a new design to establish trust and credibility in their brand. RD2 applied best in class design and usability expertise to replicate the existing functionality and ensure a positive brand impression for National Credit Report’s cust...

Looks like another another miscue in the Carnival Land.  Sorry the carnival didn’t go out as planned this morning at the host site, so here’s an emergency edition of the Money Hacks Carnival #39.  Before I begin, just want to say thank you to everyone for your participation. Photo by M...

Joseph is having problems paying his Capital One card, mainly because Capital One keeps making it hard for him to pay it, and then reports his payments past due after they've cleared the bank. Now he wants to know what he can do to remedy the situation. In 2006 I received a pre-approved card from Ca...

This article was syndicated from: Wealth Junkies Searching For A Job? Check Your Credit First We all know that a good credit score is instrumental to getting a decent deal on a mortgage. But did you know that a bad score could keep you from landing a job? Employers don’t want to hire applicants wh...

This article was syndicated from: Wealth Junkies FICO Versus Credit Reports When you’re looking at your credit report, depending on which of the three companies provided it to you, you may see your FICO score — a number between 300 and 850. But it can be difficult to understand just how that...