Megan McArdle explains why she thinks that people do-to some degree-have a moral obligation to repay their debts (lengthy excerpt warning): Four weeks ago, I bought a grill on my credit card. It was not the best grill Home Depot had--indeed, because I am cheap, and also have never longed to rotisser...

Erica, who writes Philadelphia Weekly's Style blog, went to Target this past Saturday to purchase some new tank tops. She and her boyfriend filled their cart with a lot of other stuff too—"Ready to stimulate the economy?" she joked to him on their way to the register—and they agreed to s...

When I was near my financial low point, I was literally paying hundreds a month in finance charges on my credit cards. That money was an enormous burden at the time, since I didn’t have any savings built up and I was also dealing with the “startup” expenses of having a new baby in ...

If you’ve been around affiliate marketing any time at all, then most of you know that Web Hosting Affiliate Programs pay some of the top commissions in the industry. What many of you don’t know is that Credit Card Affiliate Programs pay a lot more than Web Hosting Affiliate Programs in m...

Technology Surprise - cyber-crooks are targeting Facebook. This is like shooting fish in a barrel, but Facebook participants won’t understand that until it’s too late. They are busy throwing up pages in a vain attempt to garner attention, and have to figure out that the barrel is already...

Three Orthodox rabbis Hershel Billet, Kalman Topp, Aaron Glatt)  sent out this letter: Dear Friends As you well know, we are in the midst of a financial crisis unprecedented during our lifetimes. As a community we must take stock of the circumstances and react to the new realities in a responsi...

We've been getting a lot of shocked letters from Capital One customers asking how the company can get away with raising their interest rates on their cards when they "haven't even been late with a payment." There is, in fact, no such thing as a fixed rate card and credit card companies don't need a ...

Juan Zamora is a man. A man with a '94 Camaro which undoubtedly has some Rad to the power of Sick flames painted on the sides. Anyway, he bought $26 worth of petrol at the station and paid with his Paypal debit card. Only problem was, Paypal reported he pumped $81,400,836,908 worth of petrol! Now th...

R wanted to get started paying off her Capital One credit card but after missing one month's payment she started a fee pigpile. She got overlimit fees, and then so many extra fees started piling on that she wasn't ever able to pay them off enough to bring her balance back under her credit limit. R w...

I just spent $1200. How depressing that I spent it on catching up my payments to Discover and Sallie Mae. However, this hopefully means that next month I will be entirely caught up to Sallie Mae, and I can actually apply to the FBI because I'm no longer worried about defaulting on my federal loan. &...