Last week the M-Network launched a new feature called Ask the M-Network where readers can ask any financial questions.  One of the questions submitted was from Ruth about paying taxes on stuff you sell on eBay.  Here’s Ruth’s question: I have recently started selling on eBay, trying to...

It’s hard to believe how fast time flies, but here we are already in 2009. Before we look forward, let’s reflect back on 2008. In term of the economy, it wasn’t so great; but I hope each of you can find one good thing that happened to you last year — for me, it was watching m...

My company made Vanguard Target Retirement Funds available for our 401k accounts about two years ago.  However, I have not used them preferring to manually manage my own portfolio using tradition funds that include bond, large-cap, small-cap, international stock, and REIT funds.  However, Target R...

This article is part of an M-Network group writing project, the 12 Days of Christmas - Personal Finance Style. As the project moves through its days, I will be adding each article at the bottom of this post. We’ll be posting from December 1st to December 12th. I know it’s tough to think abou...

Our 7 years old GE Profile front load washer finally died on Saturday night.  Everything was working fine until the last two loads when it starts to make loud knocking noise during the spin cycle.  At first I thought it was a load balance issue but the noise persists.  The official death was mark...

I hope everyone had a great Thanksgiving.  Many of you are probably anxiously waiting for Black Friday.   I am sure that are some mighty good deals out there; however, you won’t see me on any line (if I can help it).  Personally, I think Black Friday is a form of torture that should be outl...

Looks like another another miscue in the Carnival Land.  Sorry the carnival didn’t go out as planned this morning at the host site, so here’s an emergency edition of the Money Hacks Carnival #39.  Before I begin, just want to say thank you to everyone for your participation. Photo by M...

Now that we know Obama is the next president, we can evaluate his proposal regarding 401k plan more closely.  If you recall from my last article, I didn’t like his proposal that would allow people to early withdraw from their retirement funds — i.e., 401k and IRA — without penalty...

It’s hard to believe that I have been blogging about personal finance for one full year. Overall, I have to say that it’s a success in many ways. Specifically, I was able to meet the three goals I had set for myself at the beginning: To learn more about financial concepts and improve my ...

Ever wonder why some people can never do wrong? I have been observing successful people around me, and experimenting with different ideas. Here are the seven traits that I’ve found work well for me in many situations. I think they will make you richer and more successful in many ways. 1. Succ...