I recorded this webinar on March 11, 2009. The AUDIO IS HERE and will open in a new window.  Listen along and click through the links as I discuss them: The zero-down loan limits for California counties How a purchase price, above the VA loan limit, might not require a 20-30% down payment VA downpa...

I recorded this webinar on March 11, 2009. The AUDIO IS HERE and will open in a new window.  Listen along and click through the links as I discuss them: The zero-down loan limits for California counties How a purchase price, above the VA loan limit, might not require a 20-30% down payment
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I tried so hard to keep an open mind about this Obama guy.  The optimism of our people on Inauguration Day was infectious.  The snappy patter of the “three words” video had my toes tapping and heart filled with optimism.  Alas, the honeymoon is over.  I now stand firm in my belief th...

Remember those impetuous, ne’er do well subprime borrowers and those greedy subprime lenders?  Writing about them is sooo… 2007 but I’m happy to report that both greed and reckless abandon are alive and well today…. …at Bank of America. Remember Ken Lewis?  He’s...

Bank of America is getting slaughtered by short sellers.  The stock has plummeted to under 10% of its March, 2008 value.  Of course, a few things happened on the way to the slaughterhouse: The bought Countrywide, America’s largest mortgage originator. They bought Merrill Lynch, America’...

Rhonda Porter, of Mortgage Master Service Corp. in Seattle, is speaking at BloodhoundBlog Unchained Seattle, on February 12, 2009.  BloodhoundBlog readers see Rhonda commenting here and Rain City Guide readers know her as the resident mortgage guru.  I know her to be one of the most savvy Loan2.0 ...

Shopping for mortgage rates might have become easier but shopping for a mortgage is still quite difficult. Did you know that half of the loan applications taken last month did NOT result in a funded loan?  The long desired 4.5% mortgage rate is hard to get.  We’ve been there twice and you receiv...

If you haven’t caught this message on the Real Estate Tomato, Jim Cronin and I will be hosting a social media webinar at 1PM (PST) - 2:30PM (PST), today: Blogging ain’t enough if you want to put up big numbers on the scoreboard. I play this game to win so I’m all about scoring points.Â...

I asked this question on LinkedIn.  Scott Schang’s answer rang my bell the loudest: Social Media has introduced me to other professionals that has resulted in business relationships indirectly. Although I have completed transactions as the result of blog responses, that is not the norm. I wou...

Rod Blagojevich tried to sell the Illinois Senate seat, recently vacated by President-Elect Obama.  Blago is to public service what Bernard Madoff is to investment advisory; a modern day pirate, raping and plundering.  Their sociopathic behavior is exacerbated by their belief that position implies...